I suck at savings. I’ve been working for more than ten years now, but I have very little amount of savings. Sad but true. So for 2018, I’m looking for options on how I can save money for immediate and future needs. Saving is not in the vocabulary of the Filipinos especially those who are …

During lull periods, I answer paid online surveys. When I say lull periods, I mean: while I was waiting in line at the terminal and during the travel especially when it’s traffic, when I arrived earlier to work and leave really late without rendering OT work, after watching K-drama on my laptop and before going …